Now that we've hopefully emerged from lockdown for good, life is getting back to some sort of normal. Now is not the time though to hit the pause button on the excellent exercise regime you may have built up while life was all a bit quieter.

We are fortunate to work with quite a number of clients who have reached or are well on the road to financial independence. This is a great place to be, where any money worries fade into the background and your desired future lifestyle is achievable. One important lesson to learn though is to look after your family, but help them by looking after yourself first.

It’s not an easy ride for investors today, when you consider the volatile backdrop facing you,

• Covid-19 still hanging over us
• Economic indicators challenging as Ireland seeks to recover ground lost during the pandemic