Welcome to this latest edition of Lyons Insights. As usual, we have three articles for you. We've taken a bit of a different approach though this month with our first article, in which we look at a lifestyle issue - the (over?) use of mobile phones...

This is followed by the latest in our age based series - this month we look at the financial challenges for people in their 70s. Finally, we set out five reasons why we think it's a good time to review your pensions now. 

I hope there is something of interest here for you.

Best wishes,

Roisin Lyons